| 10) |
Not only are Mortgage Brokers experts in their field, they are able to explain everything in plain English (not just banker talk) |
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| 9) |
Because Mortgage Brokers have many different possible solutions, they are able to provide real solutions for new immigrants, clients with less than ideal credit history, and people who are self-employed. |
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| 8) |
For the vast majority of transactions, Mortgage Broker services are provided at no cost to the client. |
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| 7) |
Bankers have a limited number of products to offer you. They will do their best to sell you their own product. There may be better products out there for you. Mortgage brokers are able to offer you many products from many different financial institutions. The term "one-size-fits-all" shouldn't apply to your mortgage choices. |
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| 6) |
Mortgage brokers use their knowledge of the mortgage industry and market to negotiate rates with lenders to ensure you get the best possible rates. If you go to see a banker, the negotiating is left up to you sitting in front of their big desk feeling intimidated (oooo...scary). |
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| 5) |
Mortgage brokers are not restricted to doing business within business hours. They provide personal service and make efforts to be available at times that are convenient for their clients. You put the coffee on and we'll even come to your house. |
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| 4) |
Mortgage brokers will give you advice that's based solely on your needs and best interest. They don't put pressure on or have ulterior motives. |
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| 3) |
Mortgage brokers rely on referrals from their clients for their business...and thus are very customer focused. We don't service car loans, set up accounts or worry about safety deposit boxes; mortgages are what we do! |
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| 2) |
Mortgage brokers increase competition in the marketplace. This helps keep rates competitive. |
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| 1) |
Your banker is employed by the financial institution. On the other hand, the mortgage broker works for you. |
